Why Documents Matter
Bankruptcy requires you to provide a clear, honest picture of your financial situation. That means gathering specific documents before — or as part of — the filing process. Having these ready makes everything easier and helps ensure nothing is missed.
Common Documents Needed
While requirements vary, the following are commonly needed:
Recent Pay Stubs
Documents your current income. Typically the last 2–6 months are required.
Tax Returns
Usually the last 2–3 years of federal returns. Demonstrates your income history.
Bank Statements
Recent statements (often 3–6 months) for all checking, savings, and other accounts.
Government-Issued ID
Your driver's license or state ID is needed to verify your identity.
Social Security Number / Card
Required for court records. Keep this document secure.
Recent Credit Card Statements
Confirms balances and account numbers for your creditor list.
Loan and Mortgage Statements
Documents secured debts — car loans, mortgages, personal loans.
Medical Bills
If medical debt is a factor, documentation helps establish the amounts owed.
Vehicle Registration and Title
Needed to document vehicles as assets.
Property Tax Records
If you own real estate, recent property tax bills help document your assets.
How to Organize Them
A simple approach: create a folder — physical or digital — with one section for each category. Label everything clearly. Having organized documents helps ensure accuracy and reduces stress.
JustiPal™ provides a guided intake system that walks you through each document you may need, step by step.
Start Organizing with JustiPal™ →